In Kentucky, as in most states, if you are considering a divorce, you should first think about your safety and well-being as well as that of any minor children. If there is a history or threat of domestic violence or spousal abuse, you need to take steps to protect yourself and your children before any harm occurs. If necessary, you may seek protection from a court through Emergency Protective Orders and Domestic Violence Orders. These Orders can direct your spouse to stay away from you and it gives law enforcement the right to take action if the Orders are violated.
Next, you should focus on being prepared before initiating divorce proceedings. This includes gathering relevant documents and information to support your claim and familiarizing yourself with all marital assets and liabilities. Starting to collect documents such as credit card statements, mortgage information, bank statements, income tax returns, pay stubs, investment accounts information, and retirement accounts early will make the process much easier. Often spouses do not gather this information until their circumstance becomes desperate and by that time the important documents and information may be difficult to access or may even “disappear.”
Other important steps, depending on your circumstances, may include opening a P.O. Box so you can ensure you are going to receive all important mail during the divorce if you are still living in the same home with your spouse. Additionally, changing all passwords for your individual computer, bank accounts, e-mails, etc., to something that your spouse does not know and cannot guess can be very important to protect you and your confidential information. Also, changing your beneficiaries on insurance policies and modifying your Will to reflect your new intended beneficiaries can be done easily and can make a huge difference if you were to die before the divorce is finalized.
Moreover, preparation also involves having available the funds necessary to pay a divorce attorney’s retainer. You will also need funds to live on during the divorce. I usually recommend that people going through a divorce open a separate checking account that your spouse will not have access to and withdraw one-half of the proceeds from the joint account to give you something to live on. Although temporary orders can be put into place for child support and spousal maintenance during the pendency of the divorce, there is often a lapse in time before these requests can be heard by the Court and you actually receive the money.
Finally, before taking steps toward a divorce, make sure you have a support network of family and friends in place to help you during the divorce proceedings and get legal advice from an experienced Kentucky family law or divorce attorney. The Law Office of Jessica Fox Flinn, PLLC would welcome the opportunity to discuss your unique situation.